Here are some great tips to follow when buying a home or property


Determine Your Borrowing Capacity

Before entering the market place it is sound practice to confirm what you can actually afford to pay for your home. Ascot has a number of finance organisations who can assist you in arranging your finance. If you are considering a new home you may be eligible for the First Home Owner Grant.

You can read The First Home Owner Fact Sheet to learn more.

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Use our Mortgage Loan repayment calculator to see what your repayments might be.​


Research the Market

After determining your price range it is advisable to research the market to find what is available in the area you are interested in.

This information is readily available using our property search facility, local newspapers or the internet.


Inspect Properties

Attend open home showings and compare pricing and quality of the home. It is advisable to take notes covering various items such as; who are the neighbours, noise levels, parking and facilities of the area such as schools, shopping and transport.


Decide on a Price to Offer

Our professional sales consultants will assist you in making your decision. Pricing can be affected by the current economic situation. Is it a buyers market or a sellers market? In other words is the market rising or is it stagnant. Your offer should be formalised by signing a contract and stating any conditions you require.


Obtain Legal Advice

After signing the contract it is recommended the terms of the contract and in particular disclosures and restrictions are checked by a solicitor.

In addition a Building and Pest Inspection should be carried out by a Licensed Operator to avoid unforeseen problems.



Once all the finance, Building and Pest Inspections and legal conditions have been completed satisfactorily then settlement takes place in 4 to 5 weeks.

On some occasions unavoidable holdups occur and an extension may be necessary.